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Wisconsin Department of Health Services

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Consumer Guide to Health Care


If You are Unemployed or Have Lost Your Group Health Insurance

Disclaimer: All external hyperlinks are provided for your information and for the benefit of the general public.  The Department of Health Services does not testify to, sponsor, or endorse the accuracy of the information provided on externally linked pages.


HIPAA-General Information from the Centers for Medicare and Medicaid Services (CMS), provides information on the Health Insurance Portability and Accountability Act of 1996 (HIPAA). HIPAA includes important although limited protections for millions of working Americans and their families.  Changing Jobs? Know About HIPAA from HealthCareCoach.com, provides additional information on HIPAA.

What is COBRA and How Can It Help You? If you are losing your group health plan coverage, you may be entitled to an extension of your previous coverage. This fact sheet from HealthCareCoach.com provides an overview of COBRA protections.

Fact Sheet on Continuation and Conversion in Health Insurance Policies from Wisconsin's Office of the Commissioner of Insurance includes information about COBRA especially for Wisconsin residents.

Your Employer’s Bankruptcy: How Will It Affect Your Employee Benefits?: Information from the US Department of Labor.

Health Coverage Tax Credit:  Information from the U.S. Department of Revenue on a tax credit available to a limited number of individuals who have lost their jobs or whose hours of work and wages have been reduced as a result of increased imports.

Information on short-term health insurance: If you are facing short-term unemployment, looking for your first job, or are between jobs and without insurance coverage, this information from Insure.com might be useful.

If you've been turned down for health insurance coverage, you may be eligible for HIRSP, the Wisconsin Health Insurance Risk-Sharing Plan.

If you are facing long-term unemployment, you may be eligible for a government insurance program.

Last Revised: July 01, 2008